Page Comparison

pacs.002.001.11

The FIToFIPaymentStatusReport message is sent by an instructed agent to the previous party in the payment chain. It is used to inform this party about the positive or negative status of an instruction (either single or file). It is also used to report on a pending instruction.

MVP

pacs.003.001.08

The FIToFICustomerDirectDebit message is sent by the creditor agent to the debtor agent, directly or through other agents and/or a payment clearing and settlement system.
It is used to collect funds from a debtor account for a creditor.

pacs.004.001.10

The PaymentReturn message is sent by an agent to the previous agent in the payment chain to undo a payment previously settled.

pacs.007.001.10

The FIToFIPaymentReversal message is sent by an agent to the next party in the payment chain. It is used to reverse a payment previously executed.

pacs.008.001.09

The FIToFICustomerCreditTransfer message is sent by the debtor agent to the creditor agent, directly or through other agents and/or a payment clearing and settlement system. It is used to move funds from a debtor account to a creditor.

MVP

pacs.009.001.09

The FinancialInstitutionCreditTransfer message is sent by a debtor financial institution to a creditor financial institution, directly or through other agents and/or a payment clearing and settlement system.
It is used to move funds from a debtor account to a creditor, where both debtor and creditor are financial institutions.

pacs.010.001.04

The FinancialInstitutionDirectDebit message is sent by an exchange or clearing house, or a financial institution, directly or through another agent, to the DebtorAgent. It is used to instruct the DebtorAgent to move funds from one or more debtor(s) account(s) to one or more creditor(s), where both debtor and creditor are financial institutions.

pacs.028.001.04

The FIToFIPaymentStatusRequest message is sent by the debtor agent to the creditor agent, directly or through other agents and/or a payment clearing and settlement system. It is used to request a FIToFIPaymentStatusReport message containing information on the status of a previously sent instruction.

pain.001.001.11

The CustomerCreditTransferInitiation message is sent by the initiating party to the forwarding agent or debtor agent. It is used to request movement of funds from the debtor account to a creditor.

MVP

pain.002.001.11

The CustomerPaymentStatusReport message is sent by an instructed agent to the previous party in the payment chain. It is used to inform this party about the positive or negative status of an instruction (either single or file). It is also used to report on a pending instruction.

pain.007.001.10

The CustomerPaymentReversal message is sent by the initiating party to the next party in the payment chain. It is used to reverse a payment previously executed.

pain.008.001.09

The CustomerDirectDebitInitiation message is sent by the initiating party to the forwarding agent or creditor agent. It is used to request single or bulk collection(s) of funds from one or various debtor's account(s) for a creditor.

pain.009.001.05

The MandateInitiationRequest message is sent by the initiator of the request to his agent. The initiator can either be the debtor or the creditor.
The MandateInitiationRequest message is forwarded by the agent of the initiator to the agent of the counterparty.
The MandateInitiationRequest message is used to setup the instruction that allows the debtor agent to accept instructions from the creditor, through the creditor agent, to debit the account of the debtor.

pain.010.001.05

The MandateAmendmentRequest message is sent by the initiator of the request to his agent and/or counterparty. The initiator can both be the debtor or the creditor (or where appropriate the debtor agent).
The MandateAmendmentRequest message is forwarded by the agent of the initiator to the agent of the counterparty.
A MandateAmendmentRequest message is used to request the amendment of specific information in an existing mandate. The MandateAmendmentRequest message must reflect the new data of the element(s) to be amended and at a minimum a unique reference to the existing mandate. If accepted, this MandateAmendmentRequest message together with the MandateAcceptanceReport message confirming the acceptance will be considered as a valid amendment on an existing mandate, agreed upon by all parties. The amended mandate will from then on be considered the valid mandate.

pain.011.001.05

The MandateCancellationRequest message is sent by the initiator of the request to his agent. The initiator can either be the debtor or the creditor.
The MandateCancellationRequest message is forwarded by the agent of the initiator to the agent of the counterparty.
A MandateCancellationRequest message is used to request the cancellation of an existing mandate. If accepted, this MandateCancellationRequest message together with the MandateAcceptanceReport message confirming the acceptance will be considered a valid cancellation of an existing mandate, agreed upon by all parties.

pain.012.001.05

The MandateAcceptanceReport message is sent from the agent of the receiver (debtor or creditor) of the MandateRequest message (initiation, amendment or cancellation) to the agent of the initiator of the MandateRequest message (debtor or creditor).
A MandateAcceptanceReport message is used to confirm the acceptance or rejection of a MandateRequest message. Where acceptance is part of the full process flow, a MandateRequest message only becomes valid after a confirmation of acceptance is received through a MandateAcceptanceReport message from the agent of the receiver.

pain.013.001.08

The CreditorPaymentActivationRequest message is sent by the Creditor sending party to the Debtor receiving party, directly or through agents. It is used by a Creditor to request movement of funds from the debtor account to a creditor.

MVP

pain.014.001.08

The CreditorPaymentActivationRequestStatusReport message is sent by a party to the next party in the creditor payment activation request chain. It is used to inform the latter about the positive or negative status of a creditor payment activation request (either single or file).

pain.017.001.01

The MandateCopyRequest message is sent by the initiator of the request to his agent. The initiator can either be the debtor or the creditor.
The MandateCopyRequest message is forwarded by the agent of the initiator to the agent of the counterparty.
A MandateCopyRequest message is used to request a copy of an existing mandate. If accepted, the mandate copy can be sent using the MandateAcceptanceReport message.

pain.018.001.01

The MandateSuspensionRequest message is sent by the initiator of the request to its agent. The initiator can either be the debtor, debtor agent, creditor or creditor agent.
A MandateSuspensionRequest message is used to request the suspension of an existing mandate until the suspension is lifted.